Simple, honest pricing

Start free. Upgrade when you're ready. Cancel anytime through the App Store or Google Play.

A note from the founder. Talkbooks runs on the most powerful AI in the market today — the one that actually understands “Andie pays me 50k every 15” or “What should I do to improve my finances?” without missing a beat. Other apps quietly downgrade to cheaper models to save costs. We won't. To keep that quality sustainable, monthly message limits are tiered below — your books deserve the best.

— John

Free

$0forever

Start free. Upgrade when you're ready.

✓35 messages per month
✓1 entity (Me)
✓Daily AI digest (every morning)
✓Bill reminders (2-day before, due, overdue)
✓Multi-wallet in your local currency
✓CSV export, anytime
✓Text input only (no voice)
✕Multi-currency wallets (Personal)
✕Voice input (Personal)
✕Sales, inventory, orders (Business)

Start free

Personal

$2.99per month

$24.99/year (save 30%)

Budget your life — YNAB-style, but conversational.

✓80 messages per month
✓Up to 3 entities (Me + Wife + Side hustle)
✓Invite 1 family member to your entity
✓Unlimited transaction history
✓Daily AI digest
✓Bill reminders (2-day before, due, overdue)
✓Multi-currency + multi-wallet per entity
✓Voice input
✓BIR 1701Q tax helper (freelancer / self-employed)
✕Sales, inventory, orders (Business)
✕Team members (Team plan)

Go Personal

Business

$9.99per month

$89.99/year (save 25%)

For solo entrepreneurs and small business owners running real operations.

✓Everything in Personal
✓250 messages per month
✓Unlimited entities (personal + business)
✓Up to 5 members per entity
✓Sales, inventory, orders, purchases
✓Procurement & payout reconciliation (Shopee / Lazada / TikTok)
✓COGS, equity, and balance sheet tracking
✓BIR 2307 / SAWT helpers
✕Larger teams (Team plan)

Get Business

Talkbooks Team

$24.99per month

$199.99/year (save 33%)

For growing teams with multiple staff and branches.

✓Everything in Business
✓650 messages per month
✓Up to 10 members per entity
✓Role-based access (staff / manager / viewer)
✓Multi-entity team workflows
✓Priority support
✕Unlimited messages + members (Enterprise)

Get Talkbooks Team

Enterprise

For agencies, franchises, and larger teams.

✓Everything in Team
✓Unlimited messages
✓Unlimited members per entity
✓Custom onboarding & priority support
✓Tailored to your team size and workflow

Contact sales

Subscriptions billed via Apple App Store or Google Play. Cancel anytime in your device settings.