Built for small business owners, online sellers, and freelancers. No accounting degree required.
No forms. No menus. Just type or speak what happened — "sold 5 bags 200 each on Shopee" — and Talkbooks records it.
Hold to speak. Whisper transcribes, the agent executes. Perfect for logging a sale while you're packing an order or walking between customers.
Every morning, a personalised narrative summary of yesterday — what you spent, earned, and what's coming up. Delivered as a push notification, no dashboard opening required.
Three-stage reminders: 2 days before due, on the due day, and 1 day overdue. Rent, internet, Shopee ads — never forget a recurring bill again. Included free for everyone.
Track cash, GCash, Maya, BPI, UnionBank, credit cards — each as its own wallet. PHP, USD, or anything else, side-by-side. Say "paid 50 USD from BPI USD" and it just works.
For business entities: net worth, what you own, what you owe, and what's left as equity. Cash basis, with a projection after open commitments. Owner contributions, partner draws, retained earnings — all tracked properly.
Log owner or partner capital contributions and draws separately from income/expense — no more inflating revenue when the founder injects cash, no more inflating expenses when they take a draw.
Bought a laptop or vehicle for the business? Say "as a fixed asset" — it sits on your balance sheet at depreciated book value, not as a one-time expense. Straight-line depreciation, smart category defaults.
Real-time stock levels, weighted-average cost, profit per item, low-stock alerts, and channel breakdowns — all updated as you make sales. COGS recognized at sale time, not at purchase.
Shopee, Lazada, TikTok Shop, walk-in, Facebook, Instagram. Create orders, fulfil them, and reconcile platform payouts in one place.
When Shopee or Lazada deposits your payout, Talkbooks matches it to your sales, calculates fees, and updates your books automatically.
Tap any metric on the dashboard — monthly spend, top category, busiest channel — and see the transactions behind it. No more digging through reports.
Set up monthly rent or quarterly taxes once. Settle the bill and the next due date rolls forward automatically. Works for payables and receivables.
Generate income statements, expense reports, and Philippine BIR forms — 1701Q, 1701A, 2307, SAWT — auto-populated from your data. Share with your accountant or self-file.
Track personal finances and multiple businesses separately. Invite staff with role-based access. Personal includes 2 members per entity, Business 5, Team 10; Enterprise is unlimited.
One tap downloads a zip with every activity, order, item, bill, payout, and wallet — as CSVs your accountant can open in Excel or Google Sheets. Your books are yours, no lock-in.
First time tapping your Personal entity, a Personal walkthrough auto-opens. First time tapping Business, a Business walkthrough opens. Concrete "Try saying" examples on every step. Stuck mid-flow? Ask the agent "What can you do?" anytime.
Start in 30 seconds. No setup needed.
Join thousands of business owners using Talkbooks to manage their finances by just talking.